5 Pound Minimum Deposit Casino UK 2026: The Complete Guide

The Complete Guide to £5 Minimum Deposit Casinos in the UK – 2026 Edition

Five pounds. You can grab a Tesco meal deal, a couple of lottery tickets, or – if you’re reading this – a seat at a real-money online casino table. The idea that a single fiver could spin reels or play a hand of blackjack feels almost like a marketing con. But here we are. In 2026, the UK’s £5 minimum deposit casino scene is not just alive; it’s growing. And no, it’s not some magical gateway to winning a fortune from pocket change. It’s a low-risk entry point for players who understand that casinos are businesses, not charities.

This guide dissects every angle of playing at UK casinos with a £5 minimum deposit. We’ll rank the top operators, break down bonuses (the kind that actually work with tiny deposits), and explain how to navigate payment methods, game eligibility, and legalities. If you’re expecting a list of “incredible” offers that will “transform” your life, you’ve wandered into the wrong corner of the internet. But if you want a pragmatic, data-backed look at how to stretch a fiver into genuine entertainment – read on.

Why a £5 Deposit Is a Smarter Move Than It Seems

Depositing a tenner or twenty has long been the norm at UK online casinos. The industry’s comfort zone sits around the £10–£20 mark because that’s where payment processing fees make sense for operators. So when a casino advertises a £5 minimum deposit, it’s often taking a hit on transaction costs. The cynic in you might ask: what’s the catch? There’s always a catch. But for once, it’s not particularly sinister. These casinos are betting on volume – they want you through the door, hoping you’ll stick around and deposit more later. That’s their business model. Yours can be different.

Psychologically, a £5 deposit removes the sting of loss. You’re less likely to chase because, well, you’ve wagered about the same as a fancy coffee. It also lets you test-drive a casino’s platform, withdrawal speed, and customer support before committing larger sums. In 2026, with the cost-of-living pressures still nudging discretionary spending, small deposits have become a consumer-driven demand. The UK Gambling Commission’s ongoing affordability checks, while sometimes cumbersome, have actually nudged more operators to lower their minimum deposit thresholds to accommodate casual players. So what used to be the domain of a few mobile-billing-only sites now includes established brands.

But let’s be blunt: a £5 deposit won’t make you a high roller. Bonuses tied to such small sums often come with wagering requirements that can feel like running a marathon in flip-flops. We’ll dissect that later. For now, recognise that the real value of a £5 minimum deposit casino isn’t the deposit itself – it’s the low commitment.

Top 8 Real-Money £5 Minimum Deposit Casinos in the UK (2026)

The landscape has shifted. While pay-by-mobile casinos still dominate the £5 space, a handful of traditional operators have joined the fray. Below is our comparison table, followed by a concise review of each. Every casino listed here holds a valid UK Gambling Commission licence. We’ve excluded any operator that demands £10+ for most payment methods, even if they occasionally run a £5 promo. This is about consistent, everyday £5 minimums.

Casino Bonus Type Min Deposit Payment Methods for £5 UKGC Lic.
mFortune Deposit Match + Free Spins £5 Phone bill (Boku) Yes
PocketWin Welcome Bonus Package £5 Phone bill Yes
Mr Spin Match Bonus + Spins £5 Boku, Payforit Yes
Cashmo Deposit Match £5 Phone bill Yes
Dr Slot Free Spins plus Match £5 Phone bill Yes
Buzz Bingo Deposit Match Bonus £5 Debit card, PayPal Yes
Mecca Bingo Welcome Offer £5 Debit card, PayPal Yes
Foxy Bingo Match Bonus + Spins £5 Debit card, PayPal Yes

mFortune has been a stalwart of the small-deposit scene since the days when most UK punters thought mobile slots meant Snake on a Nokia. Their proprietary slots (think Irish Luck and Reel Fruits) won’t win design awards, but they’re fast, light, and actually work on any phone. The £5 deposit via Boku hits your phone bill, which is convenient but means no withdrawals if you win – you’ll need an alternative method for that. Bonuses aren’t huge, but they’re straightforward: a small match and some spins, with no convoluted tier system.

PocketWin is mFortune’s sibling, sharing the same platform, licence, and payment quirks. The real difference is the game selection – a few exclusive titles and a slightly heavier leaning towards bonus-round-heavy slots. Their welcome package stretches across your first three deposits, though the initial £5 deposit often unlocks a decent chunk of free credit. The wagering requirements are lower than industry average (around 20x), which matters when you’re playing with spare change.

Mr Spin is another In Touch Games brand, pushing the “free spins on every deposit” angle. The welcome offer typically includes over 100 free spins, though they’re doled out in batches. The catch, as always, is that free spins winnings are capped – so don’t imagine you’ll spin that fiver into a grand. Phone bill deposits only, and the game catalogue is small but perfectly adequate for a casual half-hour session.

Cashmo focuses on scratchcards and instant-win games alongside slots. Their £5 minimum deposit is aimed squarely at the mobile gamer who wants quick hits. The bonus structure is less generous than Mr Spin’s, but the loyalty rewards are decent if you stick around. A good pick if you find traditional slots a bit tedious.

Dr Slot is essentially a slots-only outfit. No table games, no frills. Their £5 deposit unlocks a welcome spins offer that’s often tied to a specific game – usually something with a medical theme, because branding. It’s competent and unflashy, much like a GP’s waiting room.

Buzz Bingo and Mecca Bingo are different beasts. Both are primarily bingo platforms that host a substantial selection of slots and casino games. The big win here is that they accept debit card and PayPal deposits from £5 – no phone bill gymnastics required. That means you can actually withdraw winnings back to your bank without hunting for a separate verification. Buzz’s bonus offers a deposit match, while Mecca’s welcome offer is often a mix of bonus funds and bingo tickets. If you prefer standard casino payment flows, these two are the strongest options.

Foxy Bingo rounds out the list with a snappier brand and a similar hybrid model. Their £5 debit card minimum is a breath of fresh air for anyone tired of Boku. Bonuses come with wagering requirements typical of the bingo world, which can be lower than pure casino counterparts – sometimes as little as 4x on bingo tickets. Slots bonuses carry higher play-through, but the baseline is friendlier.

One thing to note: with the mobile-first operators (mFortune, PocketWin, Mr Spin, Cashmo, Dr Slot), withdrawing requires you to set up a debit card or bank account after you’ve verified your identity. The £5 phone bill deposit is effectively a one-way street for payments. That’s not a scam; it’s just the byproduct of the billing infrastructure. We’ll cover payment mechanics in detail later.

Is a £5 deposit casino actually worth it?

For casual players who value low financial risk over massive bonuses, absolutely. A £5 deposit lets you explore a casino’s game library and payout process without significant commitment. Just don’t expect the “life-changing” wins marketing copy often hints at. The real value is in the trial experience, not the potential returns.

What to Look For in a £5 Minimum Deposit Casino – Beyond the Deposit Figure

Choosing a casino solely because it lets you deposit a fiver is like picking a restaurant because they serve chips. It’s a starting point, not a complete criteria. Here, we’ll walk through the factors that separate a functional £5 casino from a frustrating one.

First, wagering requirements. These are the devil in the details. A £5 deposit with a 100% bonus might sound generous, but if the wagering is 65x, you’ll need to stake £650 before touching any winnings. That’s nearly impossible on a small deposit. Good £5 casinos keep wagering under 40x, and some bingo-led sites go as low as 4x on bingo games. Check the game weightings too: slots often contribute 100%, but table games might only chip in 5-10%. That renders your bonus a mathematical trap if you’re a blackjack fan.

Next, game variety. Many £5 deposit casinos are slots-only or heavily slot-biased. If you’re after live dealer roulette, your options narrow sharply. The big bingo brands – Buzz, Mecca, Foxy – offer a wider spread, including some Evolution-powered live tables. But the mobile-billing specialists tend to stick with their in-house slots. Not a problem if you’re happy with reels, but a dealbreaker otherwise.

Payment method flexibility is another differentiator. Phone bill deposits are painless but lock you into a withdrawal workflow that can take days. Debit card and PayPal deposits from £5, as offered by the bingo sites, give you a direct path to cashout. We’ll map out the payment landscape shortly. Then there’s customer support. A small deposit doesn’t entitle you to subpar service. Our picks all offer live chat or phone support, but verify response times – some smaller operators run on skeleton crews outside business hours.

Licensing and safety are non-negotiable. Every casino on our table holds a UK Gambling Commission licence, which means your funds are segregated, games are tested for fairness, and you have recourse if things go south. The UKGC’s 2025–2026 policy shift towards stronger affordability checks hasn’t made life easy for operators, but it’s a net positive for player protection. Avoid unlicensed “£5 deposit” sites – they’re often grey-market operations masquerading as genuine UK casinos.

Can I win real money with a £5 deposit?

Yes, any win generated from a £5 deposit is real money, assuming you’ve met the bonus wagering requirements. However, with such a small starting bankroll, achieving the play-through thresholds on a bonus can be challenging. Your best bet is to play low-volatility slots and manage expectations – treat wins as a bonus, not a goal.

The Legal Framework: How £5 Deposit Casinos Fit into UK Regulation

The UK gambling market remains one of the world’s strictest. The Gambling Commission’s latest round of updates, effective from early 2025, tightened the screws on operator marketing and customer affordability checks. For small-stakes players, this sounds heavy-handed, but here’s how it tangibly affects £5 deposits.

All UK-licensed casinos must verify your identity and age before you can gamble. The rapid KYC processes now in place mean you can usually deposit and play within minutes, but withdrawals trigger a more thorough check. For the pay-by-mobile casinos, this creates an extra step because the initial £5 Boku transaction doesn’t link to a bank account. You’ll eventually be asked to provide a photo ID and proof of address before cashing out. That’s standard, not a stall tactic. The bingo-adjacent casinos that accept debit cards streamline this because your deposit method already identifies you.

Affordability checks – the hot topic since the White Paper – are still in their infancy. For low deposits (under £150 monthly), most casinos won’t request payslips or bank statements. But if you increase your activity, be prepared for friction. The £5 player is unlikely to trigger these checks, making small deposit platforms a quiet refuge from the bureaucracy. That said, responsible gambling tools are universal: deposit limits, reality checks, time-outs, and self-exclusion via GamStop. Even with a fiver, you can set a daily loss limit to keep entertainment in check.

The advertising rules also play a role. You won’t find £5 deposit casinos splashed across Premier League shirts because the UK restricts gambling ads during live sports. Instead, these operators lean on affiliate marketing and SEO. Hence this guide.

Payment Methods That Actually Allow £5 Deposits – Not the Fine Print

Many UK casinos claim a “£5 minimum” but bury the truth in small print: “on selected payment methods.” The most reliable £5 channels are phone billing (Boku, Payforit) and some e-wallets, but only a handful of operators extend that to debit cards. Here’s the breakdown.

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Phone Bill Deposits are the backbone of the small-deposit ecosystem. You authorise a charge to your mobile phone bill, and the amount appears on your next statement. The pros: instant, no need to enter card details, and genuinely frictionless. The cons: you can’t withdraw winnings back to your phone bill. You’ll need to set up an alternative method, usually a bank transfer or debit card, and that process can take 2–3 days. There’s also a daily cap – typically £30 – set by the mobile networks, not the casinos. For a £5 player, the cap is irrelevant, but the withdrawal lag is annoying.

PayPal is a mixed bag. Some casinos that advertise £5 minimums via PayPal actually impose a higher threshold because PayPal’s merchant fees cut into margins. Our top picks, Buzz Bingo and Mecca Bingo, genuinely support £5 PayPal deposits. That’s a win because PayPal withdrawals are usually processed within 24 hours, and the platform’s buyer protection gives you a faint extra layer of security – though it doesn’t cover gambling losses, obviously.

Debit Cards are the holy grail for small-deposit players who want straightforward withdrawals. However, due to interchange fees, many operators set the card minimum at £10 or £20. The bingo-centric casinos we’ve listed are exceptions: they’ve absorbed the cost to attract a broader audience. If you see a fancy-looking casino claiming a £5 minimum but requiring Skrill or Neteller to achieve it, be sceptical – those e-wallet deposits often don’t qualify for the welcome bonus.

Pay by Mobile (SMS) is essentially a variant of phone bill deposits, popularised by Boku. Some sites, like mFortune, market themselves as “pay by SMS casinos,” which can confuse players into thinking they’ll receive a text message to confirm. It’s all Boku under the hood. The SMS mentions are a marketing relic from a decade ago, but they persist in search queries.

How do I withdraw winnings from a £5 deposit casino?

Withdrawal processes vary. For phone-billing deposits, you must register a debit card or bank account after identity verification. Once set up, winnings are transferred to that method. For debit card and PayPal deposits, withdrawals typically return to the same source. Processing times range from 24 hours (PayPal) to five business days (bank transfer).

Game Selection: What You Can Actually Play with a £5 Deposit

If you think £5 buys you a ticket to the full Vegas experience, adjust your expectations. The game catalogue on small-stake platforms skews heavily towards slots, with table games and live casino often feeling like an afterthought. Still, there’s variety if you know where to look.

Slots dominate. From classic three-reelers to video slots with convoluted Megaways mechanics, you’ll find the widest selection. The good news: many slots allow you to spin from as little as 10p per line, so your £5 can last 50 spins or more. The less-good news: progressive jackpots – those million-pound pools – often require max bets to qualify. So while a £5 deposit might let you spin on Mega Moolah, you’re not actually eligible for the jackpot unless you somehow meet the bet threshold. Read the game rules.

Table games are trickier. Roulette, blackjack, and baccarat typically demand higher minimum bets – often £1 per hand. That gives you five hands of blackjack, which is hardly a session. Some providers like Playtech offer low-stakes versions with 10p minimums, but they’re rare. At the bingo/casino hybrids, you might find virtual table games, but the wagering contribution for bonuses is pitifully low. A £5 deposit matched with a bonus that excludes table games effectively locks you into slots.

Live casino is the unicorn of the £5 world. Because live dealers require higher operational costs, the table minimums rarely dip below £1, and many are £5 or more. You could place one bet and be done – not a great experience. The platforms with PayPal and card deposits (Buzz, Mecca) fare better because they host third-party live suites from Evolution and Pragmatic Play, offering some lower-limit tables during off-peak hours. But don’t bet on it.

Bingo and instant-win games round out the offering for many £5 deposit sites. Bingo rooms are a natural fit: tickets often cost pennies, and a £5 stake can cover multiple games. Scratchcards and arcade-style games like Slingo also populate these casinos, designed for quick, low-stake thrills. If your goal is to stretch a fiver over a coffee break, this category delivers.

New £5 Minimum Deposit Casinos Launching in 2026

The UK casino market doesn’t see many new entrants these days – the regulatory burden is steep. Yet 2026 has brought a couple of fresh faces willing to accommodate micro-deposits, often as part of a broader “casual gaming” push. We’ve tracked two notable launches, though both are too new for a full recommendation. Consider them to watch.

One is Lightning Spins Casino (operated by a Malta-based company but licensed by the UKGC). They’ve targeted the £5 deposit market with a PayPal-only minimum and a no-wagering free spins concept. The catch? Maximum withdrawal from free spins wins is £20, so it’s essentially a demo mode with a tiny cash-out. The other is QuickBet Casino, which uses open banking for instant deposits and withdrawals. Their £5 minimum is attractive, but the platform is still buggy, and customer support is reportedly patchy. Early adopters might find value, but for now, the established names offer a smoother ride.

We’ll revisit these as they mature. For now, treat new entrants with the suspicion they deserve. A casino that hasn’t survived a full year of UK regulation hasn’t earned trust.

How to Maximise Your £5 Deposit – No Hocus-Pocus

Professional gamblers don’t exist in the £5 deposit world. But casual players can employ a few strategies to extract more entertainment per pound.

First, ignore the bonus temptation. A £5 deposit with a 100% match bonus sounds like doubling your money, but if the wagering is 40x, you need to wager £400 to release it. That’s 80 times your deposit. The statistical likelihood of completing that is dismal. Instead, consider playing without a bonus or choosing a casino with low or zero wagering. PlayOJO, for instance, famously offers no-wagering spins, but its minimum deposit is £10, so it doesn’t qualify here. Frustrating, I know.

Second, pick low-volatility slots. Games like Starburst or Blood Suckers (where available) have low variance, meaning you’ll grind through spins with frequent small wins. High-volatility slots will eat your £5 in three spins. Third, set a loss limit in the casino’s tools, even if it’s just £5. It sounds patronising, but the psychological shift from “I’ll just dip in” to “I’ve allocated exactly this amount” is powerful.

Fourth, use the demo mode first. Almost every UK casino offers free-play versions of their slots. Test them. See if the game holds your interest before you commit your fiver. No, demo wins aren’t real – remind yourself that when you hit a 500x virtual jackpot. Finally, speed is your enemy. Play slowly. Don’t rapid-click through spins. The faster you play, the faster the house edge eats your balance. This isn’t a tip to beat the casino; it’s a tip to prolong the experience.

Why do most £5 deposit casinos use phone billing?

Phone billing bypasses card processing fees and allows instant deposits with no need for bank details. For operators, it’s a low-friction acquisition channel. For players, it’s convenient but comes with withdrawal delays. The model remains popular because it targets casual users who may not have credit cards or prefer not to share financial data.

Bonuses and Promotions: The Fine Art of Extracting Value from a Fiver

Casino bonuses are the industry’s answer to “free lunches” – they don’t exist. Every “gift” is a contractual agreement wrapped in wagering requirements. With a £5 deposit, the bonus landscape is particularly dire because the absolute value is small, and the relative wagering tends to be high.

Match Deposit Bonuses are the most common. A 100% match on £5 gives you £10 to play with. But as we’ve hammered home, the wagering requirement – often 35x to 65x – applies to the bonus plus sometimes the deposit. On a £5 deposit with 50x wagering on bonus only, you’re looking at staking £250. On low-volatility slots with a 96% RTP, the expected loss over that volume is around £10. In other words, mathematics says you’ll lose more than the bonus before you clear it. That’s not a “gift”; that’s a cleverly designed loss leader that, on average, benefits the house. Yet people still chase them because they see “£10 to play with” and blank out the small print. Don’t be that person.

Free Spins Offers are slightly more palatable if they’re attached to specific low-wagering slots. Mr Spin’s approach of giving 100+ spins often comes with a max cashout of £50 and a modest 20x wagering on winnings. That’s workable. But read the terms: some “free” spins require you to deposit first, effectively making them bonus spins. True no-deposit free spins are rare and typically award 10 spins on a single game. Worth claiming for fun, not for profit.

Cashback and Loyalty Programmes are where small-stake players can actually benefit over time. Cashmo, for instance, offers cashback on net losses, payable as bonus credit. If you’re depositing £5 repeatedly, accumulating 5% cashback might soften the blow. Loyalty schemes that convert wagering into points are also valuable, but they’re a long game. Just don’t let them incentivise you to deposit more than intended.

Our advice: treat bonuses as experiments. If the wagering is under 30x on bonus only, it might be worth a shot. Anything higher, and you’re essentially paying the casino in expected value for the privilege of a larger virtual balance. Cold, perhaps, but true.

The Pay-by-Mobile Subculture: Why It’s Still a Thing in 2026

Pay-by-mobile casinos occupy a strange niche. To outsiders, the concept of charging slot deposits to your phone bill seems archaic, like paying for ringtones. Yet in the UK, Boku-powered deposits account for a significant chunk of small-stake gambling traffic. Networks like EE, Vodafone, and O2 all support it, and the process is seamless: enter your number, confirm via text, and the £5 appears in your casino account.

Why do players stick with it? Convenience and anonymity. You don’t need to enter card details, and the transaction appears on your mobile bill as a generic payment – useful for those who prefer not to have casino names on bank statements. The downside, as repeatedly noted, is the withdrawal bottleneck. After a win, you’ll have to undergo KYC and provide bank details, which can feel like a bait-and-switch if you weren’t expecting it. But it’s a trade-off, not a conspiracy.

One emerging trend is the integration of Boku with e-wallets. Some casinos now allow you to use phone billing as a deposit trigger but link withdrawals to a PayPal account. This hybrid model solves the withdrawal pain point while preserving the low-entry convenience. We’ve seen it piloted on a couple of white-label sites, though mainstream adoption isn’t here yet.

Mobile vs Desktop: Does It Matter for £5 Deposits?

The short answer: no, but mobile dominates. The entire £5 deposit niche evolved from mobile-first casinos that built their platforms for touchscreens. Today, even the desktop experience for mFortune or PocketWin feels like it was designed on a phone and never properly scaled up. That’s fine – you’ll likely play on your commute or sofa anyway.

Where desktop shines is in game performance and screen real estate. Live casino games, for instance, are far more immersive on a monitor. But for slots and bingo, mobile is perfectly adequate. The bingo-adjacent casinos (Buzz, Mecca, Foxy) have dedicated apps, which add a layer of polish and push notifications that some find useful – or intrusive. Our stance: download the app only if you’re a regular; otherwise, the mobile web version is clean and requires less storage.

One practical note: if you’re using phone bill deposits, attempting to deposit on a desktop browser often redirects you to a mobile number entry page anyway. The ecosystem assumes you’re on a phone. Workarounds exist (e.g., entering your mobile number via desktop keyboard), but it’s clunky.

Responsible Gambling with Small Deposits: The Illusion of Harmlessness

Here’s a counterintuitive truth: small deposits can lull you into a false sense of security. Because £5 feels trivial, you might deposit more frequently – a fiver here, a fiver there – and before long, you’ve sunk £50 without a second thought. The UKGC’s emphasis on “spend per session” misses this cumulative effect. Casinos love it; they’ve weaponised micro-transactions.

So, even at this level, use the tools. Set a monthly deposit cap of £20 and a session time limit of 30 minutes. Activate reality checks that pop up every 15 minutes. If you catch yourself thinking “it’s only £5”, that’s a red flag. Responsible gambling is about control, not spending size. The fact that these casinos market themselves as “low risk” doesn’t absolve you of monitoring your own behaviour.

Also, remember that self-exclusion via GamStop blocks all UKGC-licensed sites, including these. It’s radical but effective. Don’t hesitate if things slide.

Are £5 deposit casinos safe?

Yes, if they hold a UK Gambling Commission licence. This ensures regular audits, fair games, and secure data handling. All casinos we’ve listed are UKGC-licensed. Avoid sites without transparent licensing information, even if they advertise low minimums. Safety also depends on your own cybersecurity habits: use strong passwords and never share login details.

The Future of £5 Minimum Deposit Casinos: 2026 and Beyond

What’s next? Regulation will tighten, inevitably. The UK government’s ongoing consultation on “stake limits” for online slots could introduce a maximum bet of £2 per spin, which would actually benefit £5 deposit players by extending playtime. On the flip side, mandatory affordability checks might become more invasive, potentially driving micro-stake players towards unlicensed alternatives – a dangerous path.

Open banking is the wildcard. Services like TrueLayer can verify income and spending in real-time, which casinos could use to customise deposit limits. In theory, this could make £5 deposits more widely available across all payment methods because the risk of fraud and chargebacks drops. In practice, it may also mean more data shared with gambling firms than you’re comfortable with.

We’re also seeing a cultural shift. Younger demographics (Gen Z) show less interest in traditional casino games and more in social features, esports betting, and gamified experiences. The £5 deposit model aligns well with that – quick, low-commitment, snackable. Expect more hybrid social-casino platforms to launch with real-money elements, all pushing the £5 entry point.

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In the immediate term, the big bingo brands will continue snapping up small-deposit players because they’ve figured out how to monetise loyalty without predatory wagering. The pay-by-mobile pure-plays might face headwinds if phone networks change their policies (Vodafone already capped gambling transactions for some customers in 2025). But for now, the £5 minimum deposit casino scene in the UK is robust, if not exactly glitzy.

Conclusion: Should You Bother with a £5 Deposit Casino?

That depends entirely on what you want. If you’re after a cheap evening’s entertainment, a £5 deposit at a reputable UK casino makes sense. Pick a platform with a solid game selection, low wagering, and a withdrawal method that doesn’t involve carrier pigeons. Go in with zero expectations of profit, and you might even enjoy the brief thrill.

But if you’re hunting for a get-rich-quick scheme, you’ll be disappointed. The casino knows the maths better than you do. That £5 isn’t a ticket to a jackpot; it’s a rental fee for a few minutes of slot spinning. So approach it like buying a cinema ticket – one-time consumption, no refunds. And steer clear of the “amazing” bonus offers that only benefit the house. As ever, the house always wins – but with a fiver, at least you haven’t paid for its new chandelier.

This guide exists because consumers deserve plain talk, not hype. We’ll update it as the market evolves. For now, play safe, play small, and never trust a casino that calls its bonus a “gift.”

Can I get a no deposit bonus at a £5 deposit casino?

Yes, some £5 minimum deposit casinos offer no deposit bonuses, but they’re usually small (10–20 free spins or a few pounds in bonus credit) and come with wagering requirements. These offers are effectively marketing tools; treat them as free trials, not income. Always check the terms for max cashout limits.

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